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Critical Illness

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Another healthcare option is a policy addition known as Critical Illness coverage.

If you’re diagnosed with a serious illness, one of the last things you want to worry about is your finances. A Critical Illness insurance policy helps provide protection from a variety of covered conditions, so you can focus on getting well.

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Call us today for a quote  (888) 421-2216

Who needs Critical Illness insurance?

Critical Illness insurance provides coverage for a wide variety of conditions that may have a significant impact on your finances, even if you have health and disability insurance. With rising treatment costs and deductibles, you may want to consider insurance protection to help cover unexpected expenses.

Call us today for a quote  (888) 421-2216

This type of coverage is based on decisions that include your family’s medical history and other factors.

For example, if your family has a history of serious medical issues that arise at an early age, then this coverage could be a huge help to you and your family.

Critical Illness insurance

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With Critical Illness insurance coverage, families may have peace of mind knowing they’ve done the right thing to keep the house running as smoothly as possible.

Individuals in need of a high deductible filler

Critical Illness insurance may be the ideal solution for those who are worried about covering the costs of a high deductible health insurance policy.

Small business owners

Owners are the heart and soul of their small businesses. If an owner is unable to work for a period of time due to illness or treatment, a Critical Illness policy may help keep operations running as smoothly as possible for a time.

If you do add Life or Critical Illness coverage, it does not affect your regular healthcare plan in any way. You are not trading a lump benefit for no coverage later, but rather simply adding additional coverage in the event of a major medical issue.

Call us today for a quote  (888) 421-2216

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A Solution For 

Critical Illness Insurance

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Designed with your recovery in mind

Critical Illness insurance pays a lump-sum benefit upon diagnosis of a covered condition. A check is sent to you, not the health care provider. Simple as that.

Call us today for a quote  (888) 421-2216

Critical Illness Insurance

  • Benefit Amounts: $10,000 to $100,000

  • Policy Term: 10-, 15-, 20-, and 30-years or Lifetime

  • Coverage Type: Individual, Single or Family

  • Policy Issue Ages: 18-64

Call us today for a quote  (888) 421-2216

You receive a lump-sum payment to use any way you choose

Replace lost income
Depending on your treatment plan, you may need to take time off work. Or your spouse may use all of his or her vacation time so you have someone with you. Luckily, with Critical Illness insurance, you can use the funds to help.

Health insurance deductibles or copayments
There may be incidental costs associated with your treatment that is not covered by your existing health coverage. A Critical Illness policy may help offset these.

Household expenses like mortgage payments, groceries, and utilities
Depending on your situation, finances can get tight as you recover. Lost income, medical bills and prescriptions, and other things can add up. Your policy benefits can be used to help cover your ongoing living expenses.

Travel to receive treatment
Sometimes the best medical services aren’t right down the street and you’ll need to head out of town to get the best treatment. With a Critical Illness insurance policy, you may use the funds to help get you where you need to be.

Covered Conditions

  • Internal Cancer or Malignant Melanoma

  • Heart Attack

  • Stroke

  • Alzheimer’s Disease

  • Major Organ Transplant

  • Blindness

  • Paralysis

  • Deafness

  • Kidney Failure

  • Coronary Artery Bypass Surgery

  • Coronary Angioplasty Surgery

Covered Conditions

  • No surprises. You know the benefit amount when you make a claim

  • Your policy is guaranteed renewable for the life of the policy

  • Limited underwriting

  • If family members are covered, you pay the same regardless of the number of children

  • Return of Premium (ROP) benefit upon the death

  • Optional Riders available, at an additional cost, to enhance your coverage

Call us today for a quote  (888) 421-2216

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