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Health Insurance

Choose the right health insurance plan for you and your family

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Health insurance can be confusing, if not downright frustrating.

There are so many options, including premiums, copays, deductibles, types of coverage, and more.

 

Hopefully, the major healthcare terms that we outline below will help. But, our licensed agents are ready and willing to answer any questions that you might have. We give you coverage, not quotes.
 

Call us today for a quote  (888) 421-2216

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Find Out What You Qualify For!

We offer plans that protect your health with Hospital, Dental, Vision, and Prescription Services – you can rest easy, knowing Ensure Health is there for you

Healthcare plans that are easy, affordable, and can save you money.

Starting at a

$0 monthly cost.

Watch This Video To Learn More

Our licensed agents work with all the major carriers and do the heavy lifting for you. They will match you with the right plan for you.
 

Choose Your Insurance Type
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Call us today for a quote  (888) 421-2216

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PPO Plans

Preferred Provider Organization plans, commonly known as PPOs, are a popular healthcare plan option. PPO plans have built a network of healthcare providers that accept your insurance. You are still able to visit providers who work outside of the network, but you’ll have less coverage support with them.

A noticeable advantage to PPO plans is that you don’t have to be referred to a specialist. As long as the provider is in the network, you can schedule an appointment and be covered.

Call us today for a quote  (888) 421-2216

HMO Plans

With a Health Maintenance Organization, or HMO, you’ll have a very broad list of providers to choose from. You’ll pick a primary care physician who’ll handle most of your healthcare needs and refer you to specialists as needed.

HMOs often, but not always, have a lower monthly premium and they also offer preventive care services. HMOs also often have no deductible and cap the amount of out-of-pocket expenses that you pay.

Call us today for a quote  (888) 421-2216

EPO Plans

Exclusive Provider Organizations, also known as EPOs, only offer coverage from providers who are inside their network. Any out-of-network healthcare costs are yours to pay.

So, for example, an EPO plan might not work for you if their network wasn’t national and you planned to travel extensively.

Call us today for a quote  (888) 421-2216

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POS Plans

POS plans, or Point of Service, take some parts from HMOs and some from PPOs. You’ll define a primary care doctor, but still have some coverage for out-of-network care or care that isn’t authorized by your primary care physician.

A POS plan might be a great fit if your current physician is already a member of the network.

Call us today for a quote  (888) 421-2216

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Indemnity Plans

Also known as “fee for service” plans, indemnity plans allow you to see any provider you wish, any time you want. You have complete freedom to choose any doctor.

Indemnity plans usually have a deductible that you must meet before they start paying for your healthcare and they will pay your costs based on a set percentage of care cost that is known as the UCR, or usual, customary and reasonable.

Call us today for a quote  (888) 421-2216

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Within each of these options, there are lots of additional choices. By reaching out to our licensed agents, you take the guesswork out of the process of choosing a healthcare plan.

Our agents take the time to understand your life and lifestyle, then build a customized healthcare plan that’s a perfect fit for your wallet and your life.

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 Health Plans and Discounts From Top Providers Near You

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Happy Senior Couple

17 Obamacare Plans

  • Subsidies available

  • Multiple plan options

  • Price flexibility

Father and Daughter

4 HMO Plans

  • Low premiums/copays

  • In network doctors

  • 100% of services covered

Done Deal

5 PPO Plans

  • Higher out-of-pocket costs

  • Your choice of providers

  • Varying % of services covered

Doctor Office

11 Bronze Plans

  • Low premiums/copays

  • In network doctors

  • 60% of services covered

Doctor and Patient

13 Silver Plans

  • Moderate premiums/copays

  • In network doctors

  • 70% of services covered

Doctor and Patient

8 Gold Plans

  • Higher premiums/copays

  • In network doctors

  • 80% of services covered

$0 monthly cost Insurance Available To More People...

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